For Co-operatives
Smart Digital Banking

IndiConnect’s digital banking solutions help SMEs simplify finances, integrate quickly, and manage everything from one dashboard — fast, secure, and scalable.

Secured by :

Indiconnect secure payment certified Indiconnect PCI DSS certified for online transactions

Core Banking Sub-Products

This suite of banking services is purpose-built to help co-operative
Co-operatives operate efficiently across multiple branches and member groups.

Benefits of IndiConnect Payment Gateway

Each member gets a virtual or real account for transactions
Real-time access to account activity and payment receipts
Secure and traceable transactions with zero paperwork
Works even on low bandwidth and mobile devices
Manage 10s or 1000s of accounts from one dashboard
Automate collections and disbursements
Assign virtual account numbers per member or branch
Monitor all fund flows in real-time with complete audit trails
Stay compliant using RBI-regulated banking services

Key Features of IndiConnect Banking

IndiConnect’s digital banking solutions offer total flexibility for your Co-operatives, whether you're expanding or streamlining your operations.

Quick Digital Onboarding

Fully paperless flow for faster activation

Secure API Access

Embed banking services into your existing software

Member-Level Account Control

Freeze, tag, or update as needed

Real-Time Alerts

Know when money is credited, debited, or pending

Compatible with Rural & Urban Setups

Flexible for all Co-operatives environments

Multi-Bank Network

No lock-in, works with top Indian banks

Developer-Friendly Integration

Even if you're not a tech-savvy team, IndiConnect helps your Co-operatives adopt
modern banking services with ease.

REST APIs for current and virtual account creation
Webhooks for alerts, payouts, and credits
Reconciliation & balance tracking APIs
Fits easily into Excel-led setups or software-powered Co-operatives
Developer sandbox for testing flows

Download the IndiConnect App

Admins or agents can access all digital banking solutions on the go:

View account balances

Monitor member transactions

Approve payouts or virtual accounts

Receive instant alerts

Common Questions

We've Got Answers

Can my Co-operatives open multiple accounts for different branches or member groups?

Yes. You can create and manage multiple current accounts through our digital banking solutions, all from a central dashboard.

How do virtual accounts help with Co-operatives level collections?

Each member gets a virtual account, allowing precise tracking — ideal for recurring savings, fees, and loan payments via our banking services.

Do we need custom software to use these banking tools?

Not at all. You can access our banking services via web dashboard, mobile app, or APIs — whatever fits your needs best.

Are these digital banking solutions compliant and secure?

Yes. IndiConnect works exclusively with RBI-regulated banks, using bank-grade encryption and access controls.

What makes IndiConnect’s banking services better for Co-operatives?

We’ve built every feature to match real Co-operatives workflows — whether you’re urban, rural, small, or large — and designed our digital banking solutions for maximum efficiency and transparency.