Trusted Credit Scores
for Smarter Lending

Evaluate financial credibility with real-time Business Credit Ratings and verified Credit Score insights — built for every Co-operatives.

Secured by :

Indiconnect PCI DSS certified for online transactions

Empowering Co-operatives with Financial Trust

For Members
For Co-operatives

Instantly assess
borrower or
partner credibility

Reduce default risk
with data-backed
decisions

Enable faster, more responsible credit evaluation using credit scoring solutions

Get access to a personal or business credit score backed by financial data

Improve loan eligibility and repayment terms

Use your Business Credit Score to negotiate better deals

Empowering Co-operatives
with Financial Trust

Your Co-operatives can now reduce lending risk and improve decision-making by reviewing the credit score and financial activity of borrowers, vendors, or partners.

Assess creditworthiness

Offer better repayment terms

Build responsible lending systems

Key Features

Use these insights to make better business decisions and reduce defaults.

Real-Time Credit Evaluation

Instantly assess credit scores using GST returns, bank transactions, and historical payments.

Recognized Business Credit Score Models

Our ratings are aligned with standards followed by NBFCs, banks, and financial institutions.

Detailed Risk Reports

Access comprehensive credit assessment data like income trends, debt ratio, and risk flags.

No Lengthy Paperwork

Upload bank or GST statements and let our system generate the report.

Secure & Compliant Platform

All data is encrypted, compliant with RBI norms, and built for Co-operatives use cases.

How to Use Credit Scores

Loan Eligibility Checks

Use credit scoring solutions to determine if a member or MSME qualifies for credit.

Partner
Evaluation

Review the financial standing of service vendors before disbursing advances.

Flexible Terms for Members

Offer deferred payments or BNPL options based on the verified credit score.

Strengthen Financial Negotiations

Showcase a strong business Credit Score when seeking partnerships or investments.

How It Works

Our system is tailor-made for Co-operatives and keeps your data safe and compliant.

Secure Data Access

Connect GST or bank data with member consent, or upload files manually.

Automated Financial Credit Evaluation

We analyze income, payments, and financial patterns to build a reliable credit profile.

Get Risk Score & Credit Report

Access your detailed Business Credit Score report with scoring metrics.

Use It for Lending or Vetting

Download or share with internal teams or financial institutions.

Empower your Co-operatives
with data-driven lending decisions.

Digital Business Credit Scores

Instant Credit Score Access

Fully Secure & Trusted by Institutions

Got Questions?

We've Got Answers

What is a Business Credit Score in a Co-operatives context?

It’s a digital evaluation of a business or member’s financial credibility, helping your Co-operatives assess lending or onboarding risk accurately.

How is the Credit Score generated?

We use GST filings, bank transactions, and payment behavior to compute a trusted credit score accepted by lenders and institutions.

Can I use this for vendor screening too?

Yes. Our Business Credit Score report helps co-operatives assess partner risk before entering agreements.

Do we need GST filings to generate the score?

Not always. We also accept bank statements or other verifiable financial documents.

Is this compliant with financial regulations?

Absolutely. Our platform is fully secure and compliant with RBI, NPCI, and other credit risk frameworks for Co-operatives.

Trusted Credit Scores
for Smarter Lending