Business Credit Scores That Build Trust

IndiConnect’s credit scoring solutions help small businesses access funding and prove financial credibility—fast, easy, and paperless.

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Empowering Businesses with Financial Trust

In today’s market, financial transparency sets you apart. With IndiConnect’s
SME credit score tools, you can:

Build trust with banks, NBFCs, vendors, and investors

Improve your standing with buyers and supply chains

Simplify access to loans, BNPL offers, and trade credit

Leverage your business Credit Score for long-term growth

A strong credit assessment helps your business win more than just
financing — it opens new doors of opportunity.

Key Features of IndiConnect Credit Rating

Our credit scoring solutions make business creditworthiness easy to
achieve and simple to share.

Real-Time Credit Evaluation

Based on your GST, banking, and transaction data

Business Credit Score

Calculated using multi-source intelligence, trusted by institutions

SME Credit Score Reports

Score breakdowns, credit insights, and actionable advice

Fully Digital Flow

Designed for startups, MSMEs, and digitally native businesses

Data Security First

All data is handled securely with end-to-end encryption

Compliant & Transparent

RBI, NBFC, and credit bureau aligned

Use Your Credit Scores

Your financial credibility is your silent business partner —
let IndiConnect help you strengthen it.

Apply for Loans or Credit Lines

Pre-assessed using your
SME credit score.

Build Vendor Trust

Share your business Credit Score to
showcase reliability.

Access Trade Credit / BNPL

Lower upfront
payment pressures.

Raise Capital

Share your credit assessment with
VCs and lenders.

Negotiate Better Terms

Use your financial credit evaluation
to improve payment cycles.

How It Works

Connect Business Data

Securely share GST returns, banking activity, and vendor payment history

Real-Time Analysis

Our engine performs a multi-point credit assessment to evaluate financial strength

Review & Download Your Score

Access your complete business Credit Score report and key financial indicators

Share It Instantly

Use it to gain loans, sign up vendors, and build B2B relationships faster

Turn Data into Trust with
Credit Ratings

Whether you're applying for a loan or trying to win a big client —
your business Credit Score gives you the edge.

Trusted SME credit score report

Secure and real-time insights

Easy to share with lenders and partners

Got Questions?

We've Got Answers

What is a business Credit Score?

Generated by credit bureaus using a company's payments, debt levels & financial analysis, it helps lenders, suppliers, and partners assess the risk of doing business with that company. A high score indicates a low-risk borrower and improves chances of getting loans on favourable terms, while a low score signals higher risk.

Why do I need an SME credit score?

An SME credit score helps your business get easier loan approvals, build trust with suppliers, and qualify for credit-based services like BNPL.

What data is used in credit scoring solutions?

Our credit scoring solutions use banking data, GST returns, invoice payments, and third-party financial records to calculate a dynamic and reliable credit assessment.

Can I use this for raising investment?

Yes. Your financial credit evaluation report is highly useful during funding discussions and vendor negotiations.

How long does it take to get my report?

Most reports are generated in real time, or within a few hours of connecting your data sources.